Disclaimer

Disclaimer: All postings seen here are not intended to provide financial or legal services. They are solely experiences, experessions, ideas or thoughts from a normal everyday Latino Man. I simply wish to share them with those that will read them.

Monday, June 27, 2011

When it Rains…It Pours
I am sure everyone has gone through this scenario at one point and when it happened to you and you said, “When it Rains is Pours”. Well ok it could have happened more than once, but anyhow, here is mine. I am trying to put some money together, and we always are, and of course my Truck wouldn’t start this morning. From the sound of it, I am crossing my fingers that it is only my Battery, because if it is anything else, I am in for it, because I do not have any money…well yes I do but that money is needed for something else, so you get into a dilemma, some people need to save for a certain bill, say property taxes others well maybe for a trip. So you end up trying to see if you use the money to fix the vehicle and then postpone the trip, or try and get the money for the next bill…property taxes. So you end up in a pickle…sort of speaking.

The thing is that we all have gone through this, as adults…well wait…even children…I guess. But doesn’t it stink…you end up having to juggle several things when it comes to money. And in these tough times, believe many families have little or no savings and some unfortunately will go towards their 401(K), which is a huge no-no, but many do. For me that would have to be a HUGE emergency to even think about borrowing against my 401(k)…credit cards would get used first. Anyhow, so like I said, “when it rains it pours” and why, do you ask yourself, does it happen when something you have been wanting to do for a LONG time…we’ll never know.

Some say it is the Universe talking…others call it bad luck…other still would say…its your fault…you knew it was coming …why did you not prepare ahead of time…well…we don’t because we are HUGE procrastinators and we like to put things off till the last minute or when something finally breaks…mmmmhhhh.

My Perspective:
Don’t put things off till the last minute. Complete the projects you have started. Save anything whether it is 5 dollars a month or 100 dollars a month…just save for the HECK of it…because you will never know when it rains…it could POUR. Till next time, Latino Man signing off.

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