Disclaimer

Disclaimer: All postings seen here are not intended to provide financial or legal services. They are solely experiences, experessions, ideas or thoughts from a normal everyday Latino Man. I simply wish to share them with those that will read them.
Showing posts with label challenge. Show all posts
Showing posts with label challenge. Show all posts

Monday, May 16, 2011

Opportunities Left Behind –

You know the other I was watching the stock market and of course some of the Metals and I was looking at our dreaded Oil commodity. If you look back a few years ago, say 2009, at the beginning of the year of 2009 Crude Oil was trading $36 - $46, give and take. Now, since them I am sure you see it and have felt it; prices have reached $115 or so. Imagine if you could have enter the Crude Oil stock back in the beginning of 2009, well you can do numbers from 35’s to 100’s…not a bad investment and more importantly a return on your investment.

The thing is that this was the case with many stocks and other investment vehicles. If you had money to invest and I know many of us did not, but if you did you could have been in a better position at the moment. I thought about it and yah if I would have taken the step to maybe take out a little from my 401K, and invested in one of the nice stocks or other vehicle, then I could have been in a better position.

I understand that it is HIGHLY recommended that you never take out of your 401K, but statistically as many times as individuals change jobs, most individuals never put it into a CD, IRA or something, instead the  money usually goes towards supporting the time that they did not have a job. So, why not while you know you have a steady job, take some out and invest. You end up paying your self back through your paychecks and with interest paid back to you….I know many don’t agree, but I am only stating an option…not the best option. I know what if you get laid off, you have to pay the loan back immediately or you will need to pay taxes on what you took out. I am only suggesting to do it, if you are confident that you will have the job at least until the loan is paid. Maybe set the payment plan to 2 years…thinking that maybe you’ll still have the job in 2 years…depending…I guess to each individuals circumstance.

But if you have been with a company for 5+ years and you are a valuable team member, then why not take some out and invest in something. Yah, I know it is water under the bridge the opportunity has left us, but maybe if we look closely at the market, another one will present itself. You know what I don’t know, I am thinking probably out-loud and something I wished I would have done, who knows…I see all these possibilities, they seems to always repeat themselves and we end up passing it by, or maybe I simply do, the thing is can’t let the next one go by and I am confident that there will be another opportunity.

Anyhow, I do appreciate you stopping by and reading my babbling, I share my ideas and thoughts only as an optional purposes, when they are good ideas I say so, if they are risky then I say again…simply use my babbling as another bit of information to go on. Remember we all need to keep our ears open and eyes peeled, because opportunities are all around us, we just need o learn to listen, but most importantly make sure it’s a legitimate opportunity and good investment.

Till next time, Latino Man signing off, “Be Safe, Be Adventurers”.

Tuesday, April 12, 2011

Giving Up


So, here I am writing again…sometimes I look at the amount of things I have on my plate and believe me I sometimes think it would be best to start letting go of some of them, but I guess the adventures and hopeful person in me believes that things will eventually come my way.

Yah, I have a online business that is making some money, of course would I be happier and sleep a bit easier if the money was at least double, and talking double in my case is 1000 buckaroos a month…yah nothing that will allow me to quick my day job, but I am diligently plugging away hoping for a better tomorrow.

Now, I may sound like I am complaining, but I guess with age sometimes things start clearing up a little, and your body starts to give you some indications to –Slow Down- but I guess if anyone had the opportunity to work hard for say 10 years of their lives and know that they will be ok after that…I am sure many of us if not all of us would jump on the opportunity, but things don’t come so ct and dry do they…they always have catches, turns, bumps or whatever else it wants to throw at us and most of us actually don’t give up and push through, but believe me you and me…I wish I could simply throw my hands up in the air and scream and run away…far.

I guess having a family or better said having other that count on you to survive makes a huge difference whether you push on or give up and well…I just know that sometimes it hard to swallow and doing so…hurts. But, one thing I do enjoy is that with the internet being so accessible to most everyone, many people can share their ideas, experience and thoughts. One of the things I am glad I could share is my vast attempts in trying all sorts of business and marketing methods out there. Yah, I could honestly say that I have tried a lot of things out there…the thing is that over the years individuals try and change the name of it but when you get into it..it is the same useless opportunity. So, even though I am not rich, but I am making 300-500 dollars a month extra and ding it with simple marketing methods that are out of reach for many and I don’t have others try and do what I do and then get charged for it…simple methods and simple income. Of course I know that if I double one or two of the marketing I do…I am sure to see increase in the income coming in.

Funny I mentioned this, because just April 6 of 2011 I actually increased my Ad center Pay Per clicks by nearly double…not quite so, I’ll see if the theory works…if it does…I will most definitely write about it in my blog. I will give it about three months and see.

Anyhow, back to the giving up thingy. Yah, well, I guess if you burn the candle at both ends it could eventually burn you, but let’s see if we or I can slow down the burning processes up until I can build enough residual income that I can actually quit my day job and concentrate on the online businesses…and with that get them to the point where when I do decide to retire I can do so knowing that the money will keep on coming in, of course it will always take some maintenance and retirement doesn’t mean having to sit on your ass all day…or travel to every corner of the world…yah it would be nice to see or visit places, but in order to keep that going we need to keep our feet on the ground and at least maintain the business that is providing these things…so I am sure I will still keep an eye on the business even after retirement…but in the meantime…things sometimes get tough and like I said I wish I could simply run away.

Well thanks for reading and for coming back, one thing for certain is that I will always blog even in my retirement because sharing my experiences or thoughts might just help someone out there or maybe my story will relate to them. For now, maybe just screaming a little would be fine, but come back and keep pushing forward…we can do it.

Till next time Latino Man signing off, may your 2011 be one filled with greatness.